Capital gains tax comparison tool

Compare the impact on a long-held investment under the previous capital gain tax (CGT) regime versus the proposed new rules announced by the Australian Government. Projected outcomes are hypothetical and provided for illustrative purposes only. They are estimates only and not predictions of actual future outcomes. Key assumptions and Important Information can be found below.

Your investment

This calculator is only designed to calculate the estimated difference in after-tax outcomes for a single asset, such as a single share or ETF holding.*

$
%
years
%
%

Implied capital growth of +4.0% p.a. over 10.0 years.

Inflation assumption2.5%

Under the new Budget 2026 rules, only your real (above-inflation) gain is taxed. Adjust the rate to see how it affects your result.

0%2.5% RBA TARGET5%

Under these assumptions, the new rules leave you with $1,615 more after tax.

Difference in what you keep based on your initial investment amount and any monthly contributions

Investment value after taxTotal return post-tax (% p.a.)New rules$183,5436.3%Current rules$181,9286.2%Outcome+$1,615+0.1%

The potential impact of the CGT proposals will depend on the final form of the law and the circumstances of each investor. Betashares is not a tax adviser. This information should not be construed or relied on as tax advice and investors should obtain professional independent tax advice in relation to these proposals and their potential application. This calculator does not constitute personal financial advice. Outputs are based on a set of assumptions which you should read.

*If you wish to calculate the estimated CGT difference for a portfolio of multiple shares and ETFs, you will need to enter the details of each holding into the calculator separately and sum the individual results. It is not possible to calculate the CGT implications under indexation at an aggregate portfolio level.